UK

B4B Payments prepaid Mastercard® Terms and Conditions. The following Terms & Conditions definitions apply to UK issued B4B Payments clients and cardholders.

Client Terms & Conditions

Enterprise Client:

is a business which both: (a) employs more than 10 people; and (b) has a turnover or annual balance sheet exceeding £2 million.

Small Business Client:

(a) employs fewer than 10 people; and (b) has a turnover or annual balance sheet that does not exceed £2 million. Or a charity is a body whose annual income is less than £1 million and is: (a) in England and Wales, a charity as defined by section 1(1) of the Charities Act 2011; (b) in Scotland, a charity as defined by section 106 of the Charities and Trustee Investment (Scotland) Act 2005; or (c) in Northern Ireland, a charity as defined by section 1(1) of the Charities Act (Northern Ireland) 2008.

Enterprise Corporate Terms and Conditions

Small Business Corporate Terms

Card User/Holder Terms:

Enterprise Card User Terms
For users of B4B enterprise expense and incentive products.

Small Business Card User Terms
For users of B4B small business Expense and Incentive products.

Cardholder Terms
For recipients of funds using B4B Payout and Payroll products.

Bread4Scrap Terms & Conditions:

Bread4Scrap Corporate Terms

Bread4Scrap Cardholder Terms

EU

The following Terms & Conditions definitions apply to B4B Payments UAB clients and cardholders located in Europe, outside of the UK.

Client Terms & Conditions:

Europe Business Terms & Conditions [English]
Europe Business Terms & Conditions [Lithuanian]

Card User/Holder Terms:

Europe Card User Terms & Conditions [English]
Europe Card User Terms & Conditions [Lithuanian]
For users of B4B Payments EU expense and incentive products located in the EU.

Europe Cardholder Terms & Conditions [English]
Europe Cardholder Terms & Conditions [Lithuanian]
For recipients of funds using B4B Payout and Payroll products located in the EU.