Cookies Policy

General provisions

This Cookies Policy explains the definition of “cookies” and what type of cookies B4B companies group (UAB “B4B PAYMENTS EUROPE“ company code 305539054, registered address at Lvovo g. 105A LT-08104, Vilnius, Lithuania, “B4B Payments” company number 05941947, registered address at  Millbank Tower, 21-24 SW1P 4QP, Millbank, London, United Kingdom of Great Britain and Northern Ireland and/or “B4B Payments (USA) Inc” company number 001418164, 275 Grove Street, Suite 2-400 Newton, MA 02466) (hereinafter – the Company or we)uses, when you visit our website: https://www.b4bpayments.com/ (hereinafter – the Website), the information we collect using cookies and how that information is used.

What are cookies?

Cookies are small text files stored in your browsing device when you visit our Website. With the help of cookies, the Website recognizes the user’s device (for example, the next time when the user visits the same website). Also, cookies may also be used to determine the user’s behavior, preferences, online habits, etc.

How do we use cookies?

There are different types of cookies. Ones are used directly by our Website, whilst others cookies are third-parties’ cookies, that are placed by such parties in our Website.

The cookies used directly by our Website – the so-called “first-party cookies” – are cookies created by our Website. The information stored in them can be read-only by our Website.

“Third Party Cookies” are cookies that may be placed on our Website when we use external services.

Some cookies are allocated on your device only for the duration of your visit in our Website, and these are called “session based” cookies. These cookies automatically expire at the end of the user session as soon as the web browser is closed.

Another type of cookies known as “persistent cookies” consist of a text file sent by a web server to a web browser. The text file shall be stored by the browser and will remain valid until its set expiry date (unless deleted by the user before the expiry date).

We have two categories of cookies operating on our website:

  • Strictly Necessary Cookies – these cookies are essential in case of proper functioning of our Website. The Website may not function properly without these cookies.
  • Marketing and Analytics Cookies – these cookies help us to improve our service by gathering information on user behaviour on our site

More information about cookies used by us is available in the table below:

[cookie_audit_category columns=”cookie,description”]

Third Party Websites’ Cookies

Our Website may display content from the external service providers, such as YouTube, Facebook, Twitter, LinkedIn, used their “Like” button, or the link to them. These third-party cookies policies shall be applied when you view this content by clicking on the mentioned button or the link provided. You can find more about these cookie rules here:

https://www.facebook.com/policies/cookies/
https://help.twitter.com/en/rules-and-policies/twitter-cookies
https://www.linkedin.com/legal/cookie-policy
https://policies.google.com/technologies/cookies
https://www.zoho.com/privacy/cookie-policy.html

Our Website may have links to other third-party websites. We do not control how cookies are placed on third party websites, even if you are redirected to them from our Website. In cases when you click on a link from our Website and it takes you to other websites, you have to look separately how these third parties use their cookies.

If you visit other websites such as Google or LinkedIn before visiting our site, they may place persistent cookies of their own which will provide them with additional tracking information when visiting our site subsequently.  Information on the purpose of these cookies is obtained from the third party directly.

How can you control and delete cookies?

There are different ways to manage cookies.

1) Cookies Settings in our Website

As our Website is using only strictly necessary cookies, there is no possibility to delete such cookies through our Website. You could manage your cookies settings using your browser; however, the Website may not function properly without strictly necessary cookies.

 2) Using Your Browser

Most browsers allow you to change your cookies settings. In order to understand those settings, the following links may be helpful, otherwise you should use the ‘Help’ option in your browser for more details:

Cookie settings in Internet Explorer:

https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies

Cookie settings in Firefox:

https://support.mozilla.org/en-US/kb/enhanced-tracking-protection-firefox-desktop?redirectlocale=en-US&redirectslug=enable-and-disable-cookies-website-preferences

Cookie settings in Chrome:

https://support.google.com/chrome/answer/95647?hl=en

If you delete cookies, all settings controlled by these cookies will be deleted and it will require to be re-created when you later visit our Website. The Website may not function properly without strictly necessary cookies.

How can this Cookies Policy be updated?

We are constantly working on improving and developing our services; therefore, we regularly review this Cookies Policy and reserve the right to modify it from time to time. You will always find the latest and most up-to-date version of the Cookie Policy on our Website.

How can you contact us?

If you have any questions about this Cookies Policy or any comments, requests, you may contact us by writing to us at data@b4bpayments.com or post us at our relevant registered office address.

Cookie policy last modified on: 13 December 2022

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© 2006 – 2024 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

In the USA, the B4B Payments Visa® prepaid card is issued by Metropolitan Commercial Bank Member FDIC, pursuant to a license from Visa U.S.A. Inc. 40 Washington Street Suite 150 Wellesley, MA. 02481.

All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.

B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).

At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.